ANALISIS KOMPARATIF PERHITUNGAN BONUS ANTARA PRODUK TABUNGAN (SUKU BUNGA) DAN TABUNGAN MUDHARABAH SERTA TABUNGAN WADIAH

Abstract

The purpose of this research is to explain Savings Product between Conventional Banking and Islamic Banking. This research use qualitatif descriptive for explaining the calculating return (bonus), increasing-decreasing transaction saving amounts, and accounting processof savings product from Conventional and Islamic Banking. Conclusion from this research, Conventional Banking uses Interest Rate with minimum, average, and daily methode for share the bonus, and then  Islamic Banking uses wadiah and mudharabah principle. Accounting sides between Interest Rate, Wadiah, and Mudharabah savings have a differences.

Keywords: Conventional Banking, Islamic Banking, Savings, Interest Rate, Wadiah, Mudharabah