WARDANA, Laras Kusuma; BISMA, Rahadian. Analysis of Adoption of Digital Banking Services with The Unified Theory of Acceptance and Use of Technology 3 (UTAUT-3 Model: Analisis Adopsi Teknologi Layanan Digital Banking dengan Model Unified Theory of Acceptance and Use of Technology 3 (UTAUT-3). Journal of Emerging Information Systems and Business Intelligence (JEISBI), [S. l.], v. 4, n. 3, p. 73–82, 2023. DOI: 10.26740/jeisbi.v4i3.54241. Disponível em: https://ejournal.unesa.ac.id/index.php/JEISBI/article/view/54241. Acesso em: 4 dec. 2025.