KURNIASARI, Intan; FISABILILLAH, Ladi Wajuba Perdini. Fenomena Perilaku Berbelanja Menggunakan Spaylater Serta Dampaknya Terhadap Gaya Hidup Mahasiswa Ilmu Ekonomi. Independent: Journal of Economics, [S. l.], v. 1, n. 3, p. 207–218, 2021. DOI: 10.26740/independent.v1i3.43637. Disponível em: https://ejournal.unesa.ac.id/index.php/independent/article/view/43637. Acesso em: 30 oct. 2025.