LAILI RIZKIAWATI, N. and ASANDIMITRA HARYONO, N. (2018) “PENGARUH DEMOGRAFI, FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE, LOCUS OF CONTROL DAN FINANCIAL SELF-EFFICACY TERHADAP FINANCIAL MANAGEMENT BEHAVIOR MASYARAKAT SURABAYA”, Jurnal Ilmu Manajemen (JIM), 6(3). Available at: https://ejournal.unesa.ac.id/index.php/jim/article/view/23846 (Accessed: 31 January 2026).