https://ejournal.unesa.ac.id/index.php/jupe/issue/feed Jurnal Pendidikan Ekonomi (JUPE) 2024-05-31T03:22:15+00:00 Mohamad Arief Rafsanjani mohamadrafsanjani@unesa.ac.id Open Journal Systems <h4 style="text-align: justify;"><span style="text-decoration: underline;"><span style="background-color: #ffffff;"><strong>Pengumuman Untuk Pengunjung Baru</strong></span></span></h4> <h5 style="text-align: justify;">Sehubungan dengan adanya maintanance di server jurnal kami, <em><strong>untuk sementara, register akun baru tidak bisa dilakukan secara mandiri,</strong> </em>sehingga untuk pegunjung baru yang ingin submit naskah, silahkan menghubungi admin by wa ke <a href="https://wa.me/6285233303323?text=Saya%20ingin%20register%20akun%20di%20JUPE" target="_blank" rel="noopener">085233303323 </a>(sertakan nama lengkap, email dan afiliasi) untuk pendaftaran (register) akun baru di JUPE.</h5> <h5 style="text-align: justify;">Sedangkan user yang telah memiliki akun di JUPE, dapat login dan melakukan aktivitas (submit/revisi) seperti biasa.</h5> <h5 style="text-align: justify;">Mohon maaf atas ketidaknyamanan, salam hangat dari tim pengelola JUPE.</h5> <hr> <h4><span style="text-decoration: underline;"><em><strong>Announcement for New Visitors</strong></em></span></h4> <h5><em>Due to maintenance on our journal server, for new visitors (who have no account in JUPE) and want to submit a manuscript, please contact the admin WhatsApp number <a href="https://wa.me/6285233303323?text=I%20would%20like%20to%20create%20an%20account%20in%20the%20JUPE" target="_blank" rel="noopener">085233303323 </a> for registration (provide the information with full name, affiliation, and e-mail).<br></em></h5> <h5><em>Meanwhile, users who already have an account at JUPE can log in and carry out activities (submit/revise) as usual.</em><br><em>Sorry for the inconvenience, kind regards from the JUPE management team.</em></h5> <hr> <p style="text-align: justify;"><strong>Jurnal Pendidikan Ekonomi (JUPE)</strong>, published thrice a year (January, Mei, and September), is a peer-reviewed journal that is published by the Department of Economic Education, Faculty of Economics, Universitas Negeri Surabaya. JUPE aims to help researchers publish their work for a wider audience.</p> <p style="text-align: justify;">JUPE consider original research articles and review articles in any research areas of (but is not limited to) economics and business education, such as economics education, entrepreneurship education, economics learning strategies, educational economics, classroom action research, development of learning materials, teaching models, learning instruction, and learning media.</p> <p style="text-align: justify;"><strong>Jurnal Pendidikan Ekonomi (JUPE)</strong> has been accredited as a scientific journal by the Ministry of Research and Technology of Indonesia (<a href="https://drive.google.com/file/d/1Hd7kLAb0HeI8lyGSI1_-nbI-MRU03kJW/view" target="_blank" rel="noopener">No: 0041/E5.3/HM.01.00/2023</a>) starting from Vol 10 N0 2 2022 until Vol 15 No12 2027. The journal is classified into <a href="https://sinta.kemdikbud.go.id/journals/detail?id=7600" target="_blank" rel="noopener"><strong>SINTA 4</strong></a> (<a href="https://drive.google.com/file/d/1HjjzY0YfCq6ZR4u8MCVDEN-EIlBW6tSX/view" target="_blank" rel="noopener">certificate of accreditation</a>)</p> <p><strong>JOURNAL INFORMATION</strong></p> <ul> <li class="show"><strong>Journal Title and Initials: </strong>Jurnal Pendidikan Ekonomi (JUPE)</li> <li class="show"><strong>Frequency: </strong>3 issues per year (January, Mei, and September)</li> <li class="show"><strong>Printed ISSN: <a href="https://issn.brin.go.id/terbit/detail/1359954752" target="_blank" rel="noopener">2337-5752</a></strong></li> <li class="show"><strong>Online ISSN: <a href="https://issn.brin.go.id/terbit/detail/1582249716" target="_blank" rel="noopener">2720-9660</a></strong></li> <li class="show"><strong>Publisher: </strong>Universitas Negeri Surabaya</li> <li class="show"><strong>Status: </strong>Indexed by&nbsp;<a href="https://scholar.google.co.id/citations?user=q5KYlzcAAAAJ" target="_blank" rel="noopener">Google Scholar</a>, <a href="https://garuda.kemdikbud.go.id/journal/view/4750" target="_blank" rel="noopener">Garuda</a>, etc.</li> </ul> <p>&nbsp;</p> <p><strong>Before making a submission, please read the <a href="https://ejournal.unesa.ac.id/index.php/jupe/subguide" target="_blank" rel="noopener">author guidelines</a> and<a href="https://ejournal.unesa.ac.id/index.php/jupe/PlagiarismPolicy"> plagiarism policy</a> carefully. Please ensure your manuscript has been fulfilling the requirements or it will be rejected automatically.</strong></p> https://ejournal.unesa.ac.id/index.php/jupe/article/view/57574 Pengaruh Literasi Ekonomi Gaya Hidup dan Kontrol Diri Terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomika dan Bisnis Universitas Negeri Surabaya 2024-05-25T13:32:30+00:00 Rafly Sucistiardhani Khairulanam sucistiardhani@gmail.com Jun Surjanti junsurjanti@unesa.ac.id <p>This study aims to determine the effect of economic literacy, lifestyle and self-control on the consumptive behavior of FEB UNESA students. The analysis technique used is multiple linear regression analysis using IBM SPSS 25 software with the number of samples in this study being 239 students. In this study obtained the results of economic literacy partially affect consumptive behavior, there is a partial influence of lifestyle on consumptive behavior, and self-control partially affects consumptive behavior. In addition, there is a simultaneous influence between conformity and family economic education on consumption behavior. The results of this study indicate that all independent variables in this model can be said to be appropriate and significant and have a contribution to the dependent variable. This study can provide an overview of the effect of economic literacy, lifestyle and self-control on the consumptive behavior of students of the Faculty of Economics and Business, Surabaya State University.&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58111 Pengaruh Budaya Organisasai Terhadap Kinerja Pengurus Koperasi Unit Desa di Kabupaten Barito Kuala 2024-05-25T13:32:30+00:00 Julitsa Kinanti jltkinanti37@gmail.com Supriyanto Supriyanto supriyanto@ulm.ac.id Monry Fraick Nicky Gillian Ratumbuysang monryfngr@ulm.ac.id Maulana Rizky maulanarizky.sofyan@gmail.com <p style="font-weight: 400;"><em>This study aims to determine the effect of organizational culture on the performance of village unit cooperative administrators in Barito Kuala Regency. Descriptive quantitative research method with a sample of 37 administrators. Data collection techniques using observation, interviews, questionnaires and documentation. Data analysis using descriptive statistics, classical assumption analysis, simple regression analysis, hypothesis testing and the coefficient of determination. Based on the results of hypothesis testing that has been done, it shows that organizational culture affects performance. A good organizational culture can be achieved by implementing work rules that must be obeyed by all administrators, being thorough, results-oriented, establishing good cooperation between administrators, providing encouragement and assistance to fellow administrators and appreciating every achievement that has been successfully carried out</em><em>.</em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58149 Pengaruh Media Sosial Terhadap Motivasi Belajar Mahasiswa Pendidikan Ekonomi FKIP ULM 2024-05-25T13:32:31+00:00 Muhammad Fahmi Akmal 1810113310018@mhs.ulm.ac.id Monry Fraick Nicky Gillian Ratumbuysang monryfngr@ulm.ac.id Mahmudah Hasanah mahmudah@ulm.ac.id Baseran Nor baserannor@ulm.ac.id <p class="abstrak"><span lang="EN-US">This research aims to analyze the influence of social media on the learning motivation of Economics Education Students at FKIP ULM. The research design used is quantitative research, namely research in the form of numbers and analysis using statistics with a quantitative descriptive approach. The subjects in this research were students from the Faculty of Teacher Training and Education, FKIP ULM. The sample used was 160 respondents selected using the Proportionate Stratified Random Sampling method. The analysis tool used is SPSS 25.00. Based on the results of data processing, it can be said that the influence of social media on learning motivation is 9,8% (low influence).</span></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58150 Pengaruh media pembelajaran berbasis kelase terhadap minat belajar siswa kelas X SMAN 4 Banjarmasin 2024-05-25T13:32:31+00:00 Redo Rusmayadi 1810113310003@mhs.ulm.ac.id Muhammad Rahmattullah mrahmattullah@ulm.ac.id Monry Fraick Nicky Gillian Ratumbuysang monryfngr@ulm.ac.id Maulana Rizky maulanarizky@gmail.com <p><em><span lang="IN">This research aims to determine the effect of using learning media on the learning interest of class X students at SMA Negeri 4 Banjarmasin. The type of research used in this research is quantitative with descriptive quantitative type using questionnaire and documentation methods and the sample used is students in classes X-3 and X-4 with a total of 78 people. The validity test used in this research uses the validity test itself using the Product Moment (Pearson) correlation formula and uses the Cronbach Alpha reliability test. The data analysis technique used in this research is to test the prerequisites for analysis using the normality test, while for hypothesis testing using a simple regression analysis formula, and partial testing (T test). Based on the research results, it was concluded that the classroom-based learning media variable had a significant influence on students' interest in learning.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58151 Analisis Faktor-Faktor Keterlambatan Mahasiswa Tingkat Akhir Di Program Studi Pendidikan Ekonomi FKIP ULM Dalam Menyelesaikan Skripsi 2024-05-25T13:32:31+00:00 Made Saputra 1810113310007@mhs.ulm.ac.id Monry Fraick Nicky Gillian Ratumbuysang monryfngr@ulm.ac.id Muhammad Rahmattullah mrahmattullah@ulm.ac.id Mahmudah Hasanah mahmudah@ulm.ac.id <p><em>This research aims to determine the factors inhibiting the completion of a thesis in the FKIP ULM economics education study program in the 2016-2019 class. This research uses quantitative research with descriptive quantitative research, using a questionnaire which will be distributed using a Likert Scale with a sample size of 92 participants. With the validity research instrument test used in this research, the validity test itself uses the Product Moment (Pearson) correlation statistical calculation formula. And testing the reliability test was measured using the Cronbach'Alpha method. The data analysis technique used was Descriptive Analysis. Based on research that has been carried out, it is stated that the factors of delay in completing the thesis affect the graduation rate of FKIP ULM economic education students. is in the very high category with a percentage of 97.9%. The factors that cause delays in completing a student's thesis are internal factors and external factors consisting of internal factors, namely motivation, intelligence, health, attitudes and study habits, psychology. External factors consist of family factors, availability of learning resources, peer environment, lecturers, and other factors.</em></p> <p style="font-weight: 400;"><em>&nbsp;</em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58162 Pengaruh Literasi Finansial Terhadap Perilaku Pengelolaan Keuangan Siswa Kelas XI SMA Global Islamic Boarding School 2024-05-25T13:32:31+00:00 Miftahussalam Miftahussalam 1810113210005@mhs.ulm.ac.id Monry Fraick Nicky Gillian Ratumbuysang monryfngr@mhs.ulm.ac.id Muhammad Rahmattullah mrahmattullah@ulm.ac.id H. Maulana Rizky maulanarizky@gmail.com <p><em><span lang="EN-US">This research aims to 1) analyze the level of financial literacy of class XI students at SMA Global Islamic Boarding School and 2) analyze the influence of student financial literacy on financial management behavior in class The type of research used is a quantitative descriptive approach. The subjects in this research were class XI students at SMA Gobal Islamic Boarding School. The sample used was 77 respondents selected using the saturated sampling technique method. Data analysis used in this research uses simple linear regression analysis. The results of the research show 1) the financial literacy level of students at XI SMA Global Islamic Boarding School is at the Sufficent Literate level. where at this level they are grouped based on individuals who have knowledge and confidence in financial institutions and products and services including features, benefits and risks, rights and obligations, but there are still no skills in using financial products and services and 2) financial literacy has a significant effect on the financial management behavior of class XI students at Global Islamic Boarding School.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58231 Faktor-Faktor Yang Mempengaruhi Behavior Intention Terhadap Penggunaan Digital Payment : Systematic Literature Review 2024-05-25T13:32:31+00:00 Sri Ayem a@a.com Enggar Kartika Cahyaning a@a.com Idris Ramadhan ramadhanidris7@gmail.com Merna Nurlitawati a@a.com Hiskia Langkodi a@a.com Filynsia Amelia Trasno a@a.com <p><em><span lang="EN-US">The increasing technological advances in the era of the Industrial Revolution 4.0 have led to a transfiguration of customer attitudes towards the use of digital technology and almost every aspect of life has been digitized, including non-cash payments or commonly referred to as digital payments. This research intends to identify and analyze the influence of the UTAUT model on Behavior Intention when using digital payments. This research uses a systematic literature review technique or a review of previous research for the 4 main aspects of the UTAUT model, namely FE, EE, SI, and FC, to determine whether it affects the behavior of using digital payments. In this study, using secondary data from article journeys starting from 2019-2023 from Publish or Perish. The results showed that Performance Expectancy (FE), Effort Expectancy (EE), Social Influence (SI), and Facilitating Conditions (FC) affect behavioral intentions when using digital payments. The results of the study are expected to be a reference and source of information regarding factors that can influence Behavior Intention when using digital payments.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58540 Pengaruh Pendidikan Kewirausahaan Berkelanjutan dan Altruisme dimoderasi Jenis Bidang Studi Terhadap Intensi Berwirausaha Hijau Mahasiswa Universitas Sebelas Maret 2024-05-25T13:32:31+00:00 Syahdan Sandhika Ramadhan syahdanramadhan07@gmail.com Sudarno Sudarno sudarno68@staff.uns.ac.id Muhammad Sabandi muhsabandi@staff.uns.ac.id <p class="abstrak"><em><span lang="EN-US">Green entrepreneurship is an interesting subject to discuss in the entrepreneurship sector. However, research related to this field is still limited, so further research needs to be done. This study was conducted to determine the effect of sustainable entrepreneurship education and altruism on green entrepreneurial intentions moderated by the type of field of study. The sample in this study were 380 active students of Sebelas Maret University. The sampling technique in this study used purposive sampling with data collection through questionnaires. The moderating regression analysis method was used as a data analysis technique. The results obtained in this study, namely: 1) There is a positive and significant influence between sustainable entrepreneurship education on green entrepreneurial intention; 2) There is a positive and significant influence between altruism on green entrepreneurial intention; 3) Type of field of study can moderate the relationship between sustainable entrepreneurship education on green entrepreneurial intention; 4) Type of field of study can moderate the relationship between altruism on green entrepreneurial intention.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58548 Pengaruh pengetahuan keuangan dan sosialisasi keuangan keluarga terhadap perilaku pengelolaan keuangan dimoderasi toleransi risiko keuangan. 2024-05-25T13:32:32+00:00 Nida Nur Nabilah nidanrnblh@gmail.com Dewi Kusuma Wardani dewikusuma@staff.uns.ac.id Muhammad Sabandi muhsabandi@staff.uns.ac.id <p><em><span lang="EN-US">The topic is related to factors that can contribute to the financial management behavior and has not been extensively researched by previous researchers. This study aimed to examine the influence of financial knowledge and family financial socialization on the financial management behavior with financial risk tolerance as a moderating variable. This research approach employed is quantitative with a survey method. The sample consists of 269 active Diploma and Bachelor's degree students at Universitas Sebelas Maret was taken using proportionate stratified random sampling. Data was collected through an online questionnaires with a Likert scale of 1-5. Data analysis was conducted using moderated regression analysis with SmartPLS software. The research results show that financial knowledge and family financial socialization influence financial management behavior. Additionally, financial risk tolerance has also been proven to moderate the relationship between financial knowledge and family financial socialization on financial management behavior. This research is useful for educational institutions, parents, and stakeholders interested in promoting the financial management behavior of students</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58561 Pengaruh Empati dan Dukungan Sosial Terhadap Intensi Berwirausaha Sosial Dimoderasi Oleh Pendidikan Kewirausahaan 2024-05-25T13:32:32+00:00 Wahya Ardhaneswari ardhaneswariwahya11@gmail.com Muhammad Sabandi muhsabandi@staff.uns.ac.id Dini Octoria dinioctoria@gmail.com <p><em><span lang="EN-US">Social entrepreneurship is an important and interesting thing to discuss because there are still few studies in the field of entrepreneurship that discuss social entrepreneurship. This study aims to determine how the influence of empathy and social support on social entrepreneurial intentions moderated by entrepreneurship education variables. This research is a quantitative study using survey method with the research population is Diploma and Strata-1 students of Sebelas Maret University. The sample set as many as 271 samples and taken using purposive sampling technique. Data were collected through a 1-5 point Likert scale online questionnaire distributed through google forms. Data analysis was carried out using Moderated Regression Analysis with SmartPLS software. The results prove that there is an influence of empathy and there is an influence of social support on the intention of social entrepreneurship. In addition, entrepreneurship education strengthens the relationship between empathy and the relationship between social support to social entrepreneurship intention.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58688 Pengembangan Buku Panduan Badan Usaha Milik Rukun Tetangga (BUMRT) Untuk Meningkatkan Daya Saing Usaha Mikro 2024-05-25T13:32:32+00:00 Andri Eko Prabowo aep@edu.uir.ac.id Azmansyah Azmansyah azmansyah@eco.uir.ac.id Agus Baskara agusbaskara@edu.uir.ac.id Tiara Salma tiarasalma@student.uir.ac.id Tria Fuji Lestari triafujilestasi@student.uir.ac.id <p class="abstrak"><em><span lang="EN-US">A large number of micro preneur in Indonesia have difficulties in developing their businesses. This research aims to develop a guidebook for the establishment of BUMRT to improve the competitiveness of micro enterprises. The development model carried out in this study is the ADDIE model. The development results were tested on micro businesses in Dusun III Bendah Pudu, Kampar Regency. The trial results showed that the BUMRT guidebook was able to improve students' understanding of the merger strategy to improve business competitiveness. The results also showed that the BUMRT guidebook was suitable for use by the community.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58696 Pengaruh Desain Kurikulum dan Kegiatan Pendidikan Kewirausahaan Dimediasi Pola Pikir KewirausahaanTerhadap Intensi Berwirausaha 2024-05-25T13:32:32+00:00 Vira Yunita vhiravhanez17@student.uns.ac.id Muhammad Sabandi muhsabandi@staff.uns.ac.id Dewi Kusuma Wardhani dewikusuma@staff.uns.ac.id <p class="abstrak"><em><span lang="EN-US">Intention has been considered a strong factor in determining one’s choice to become an entrepreneur. This study aims to determine the direct and indirect effects between curriculum design and entrepreneurship education activities on entrepreneurial intention mediated by entrepreneurial mindset. This type of research is quantitative research with survey method. The population in the study was Sebelas Maret University students. The data collection method used is using a questionnaire distributed via google form with an unknown population and a sample of 273 students. The sampling technique used was purposive sampling. This study uses Regression Analysis and Sobel Test. The results obtained in the study are: (1) curriculum design affects the entrepreneurial mindset. (2) entrepreneurship education activities affect the entrepreneurial mindset. (3) curriculum design affects entrepreneurial intention. (4) entrepreneurship education activities affect entrepreneurial intention. (5) entrepreneurial mindset affects entrepreneurial intention. (6) entrepreneurial mindset can mediate the effect of curriculum design and entrepreneurship education activities on entrepreneurial intention.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58842 Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Perilaku Keuangan Pada Mahasiswa Universitas Sebelas Maret dengan Gender Sebagai Variabel Moderasi 2024-05-25T13:32:32+00:00 Fatur Rochman Nurcayadi faturrochmannurcayadi@gmail.com Mintasih Indriayu mintasih_indri@staff.uns.ac.id Aniek Hindrayani aniek_h@staff.uns.ac.id <p><em><span lang="EN-US">This study aims to determine the effect of financial literacy on financial behavior with gender as a moderation variable. The sampling technique uses non-probability sampling techniques, namely purposive sampling with a sample of 364 UNS students consisting of the Faculty of Economics and Business (Development Economics, Accounting, Management) and the Faculty of Teacher Training and Education (Economic Education, Accounting, Office Administration). Test validity using product moment and reliability test using Cronbach's alpha. Data collection using questionnaires with Likert scale which is further converted to dummy variables and the data analysis used is binary logistic analysis. The results of this study obtained that: 1) Financial literacy has a positive and significant effect on financial behavior in UNS students; 2) Financial attitudes have a positive and significant effect on financial behavior in UNS students; 3) Male gender strengthens the relationship between the influence of financial literacy and financial attitudes on financial behavior in UNS students; 4) Women's gender strengthens the relationship between the influence of financial literacy and financial attitudes on financial behavior in UNS students</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/58970 Analisis Gaya Kognitif Siswa Pada Pengajuan Masalah 2024-05-25T13:32:32+00:00 Nadya Afifah Luthfiana Nadya.19043@mhs.unesa.ac.id Riza Yonisa Kurniawan a@a.com <p style="font-weight: 400;"><em>This research is used to describe the cognitive style of students in problem posing. The purpose of this research is to find out which cognitive style is superior in problem posing.&nbsp; The study uses the Systematic Literature Review (SLR) method with the aim of drawing conclusions from the results of students' cognitive style research when making questions on problem posing.&nbsp; This study consists of 15 articles regarding cognitive styles which will be grouped by type.&nbsp; Selection of the article through Google Scholar.&nbsp; The results are that each cognitive style has subjects that are superior in terms of posing problems compared to the other, such as field independent cognitive style is superior to field dependent cognitive style, reflective cognitive style is superior to impulsive cognitive style, and verbalizer cognitive style is superior&nbsp; of the cognitive visualizer style</em><em>.</em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59117 Pengaruh Financial Technology dan Manajemen Keuangan Terhadap Perilaku Konsumtif Mahasiswa 2024-05-25T13:32:32+00:00 Kuswanto Kuswanto kuswanto.fkip@unja.ac.id Sepha Aryanti sephaaryantiii@gmail.com Hidayatul Arief hidayatularief@unja.ac.id <p><em><span lang="EN-US">This research aims to determine the influence of financial technology and financial management on student consumption behaviour. The population in this study was 168 students from the Economic Education Study Program at Jambi University Class of 2019-2020 and 118 people were sampled using proportionate stratified random sampling. This research is quantitative research with an ex post facto method. Data collection techniques use Google Forms. Data were analyzed using multiple regression statistical techniques. Based on the analysis, it shows that the financial technology variabel has a positive and significant effect on consumer behaviour. The more students use financial technology in financial transactions, the more consumptive their behaviour will be. Financial management variabels have a positive and significant effect on consumer behaviour. The better students manage their finances, the more consumptive their behaviour becomes. Simultaneously, financial technology and financial management have a positive and significant effect on student consumption behaviour. The higher level of use of financial technology accompanied by good financial management results in increasingly consumerist behaviour among students. The resulting regression model statistically has a very high ability to predict the influence of the use of financial technology and financial management on student consumptive behavior because it is supported by an R-square value of 96.8%. Based on the results of these findings, it is based on students' preferences in meeting their daily needs by making financial plans that suit their needs and consistently allocating them through wise use of financial technology so as not to behave consumptively.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59195 Pengembangan buku ajar bisnis online kelas XI Bisnis Daring dan Pemasaran (BDP) 2024-05-25T13:32:33+00:00 Measure Dana Rissandhi measure.andhi@gmail.com Atiqoh Atiqoh atiqoh@unipa.sby Suhari Suhari suhari@unipa.sby <p><em><span lang="EN-US">A textbook is essential for the teaching-learning process. However, many textbooks that do not follow the learning syllabus are still used in schools. One of them is the online business textbooks for class XI. This book's materials are not explained in detail, nor does it meet the basic competency requirement. This developmental research aims to produce suitable teaching materials in the form of online business textbooks for class XI BDP for the second semester that follow the basic competencies requirement. The developmental model used for this research is the Dick and Carey model. The data were collected through questionnaires, and then the feasibility of the data was assessed by material experts, design experts, colleagues, and students. The textbook has been included in the “very appropriate” category based on assessment conversion using a Likert scale The material expert validation results show that the book material's content is in accordance with learning outcomes and objectives, is easy to understand, has a correct sequence of steps, and is easy to understand. The design expert's validation results show that the book is suitable for use because of the realistic images and the title being the center of view. According to colleagues, it is appropriate because the material follows the basic competencies required by students, is actual, and has clear instructions for using the media. Meanwhile, according to students, the book displays clear material text and learning steps.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59325 Pengaruh Self Efficacy, Individual innovation capabillity dan Knowledge sharing terhadap Kinerja karyawan di Industri tas. 2024-05-25T13:32:33+00:00 Aulia Rahma Darmarini 202010200258@mhs.umsida.ac.id Sumartik Sumartik sumartik@umsida.ac.id Vera Firdaus verafirdaus@umsida.ac.id <p class="abstrak"><em><span lang="EN-US">This research aims to determine the influence of self-efficacy, individual innovation capability and knowledge sharing on employee performance. This research uses quantitative methods with total sampling of Ud employees. Surwalandono to evaluate the influence of self-efficacy, individual innovation capability, and knowledge sharing on employee performance in the bag industry. Data analysis used multiple linear regression with SPSS. The research results show that there is an influence between the variables self efficacy, individual innovation capability and knowledge sharing which is positive and significant. The self-efficacy variable has a positive and significant effect on employee performance. Individual innovation capability has a positive and significant effect on employee performance. Knowledge sharing has a positive and significant effect on employee performance.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59343 Hubungan Self-Efficacy Akademik dan Motivasi Akademik Terhadap Hasil Belajar Ekonomi Siswa Kelas X SMA Negeri 12 Surabaya 2024-05-25T13:32:33+00:00 Nilam Septi Ariria Rachmawati nilamsepti.20033@mhs.unesa.ac.id Eka Indah Nurlaili ekanurlaili@unesa.ac.id <p class="abstrak"><em><span lang="EN-US">The aim of this study is to analyze the partial and simultaneous relationships between academic self-efficacy and academic motivation towards the learning outcomes of 10th-grade students at SMA Negeri 12 Surabaya in the subject of economics. A quantitative approach is utilized in this research, with a focus on descriptive analysis and multiple linear regression. Data collection method involves the use of questionnaires. The research population consists of 365 students, with a sample size of 191 students selected using the Simple Random Sampling method. The analysis results indicate that there is a significant partial and simultaneous influence on student learning outcomes. A significant positive relationship between academic self-efficacy and economics learning outcomes of students is shown by the value of sig. 0.000 &lt; 0.05. The higher the level of academic self-efficacy of students, the greater their achievement in economics learning outcomes. However, there is a significant negative relationship between academic motivation and economics learning outcomes of students, indicated by the value of sig. 0.000 &lt; 0.05. This means that the higher the level of academic motivation of students, the lower their achievement in economics learning outcomes.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59363 Pengaruh Model Pembelajaran Two Stay Two Stray (TSTS) terhadap Hasil Belajar Peserta Didik pada Sekolah Penggerak (Mata Pelajaran Ekonomi). 2024-05-25T13:32:33+00:00 Alisa Beta Qotrunnada alisa.19008@mhs.unesa.ac.id Eka Hendi Andriansyah a@a.com <p class="abstrak"><em><span lang="EN-US">Differentiated and innovative learning is one of the challenges for sekolah penggerak to held in the learning processsaccording to the curriculum of Merdeka. This study aims to determine the effect of the Two Stay Two Stray (TSTS) learning model on student's learning outcomes in market balance material. The classical assumption test technique is applied to the data and then analyzed using simple regression. The results of this study show that the Two Stay Two Stray (TSTS) learning model has a significant effect on improving student's learning outcomes based on the normality test, multicollinearityytest, heteroscedasticity test, autocorrelation test, and linearity test.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59383 Pengaruh Penerapan Kurikulum Merdeka terhadap Motivasi Belajar Siswa pada Pembelajaran Ekonomi di Sekolah Penggerak SMAN 5 Banjarmasin 2024-05-25T13:32:33+00:00 Ikhsanul Amal ikhsan21aml23@gmail.com Dwi Atmono dwiatmono@ymail.com Mahmudah Hasanah hasanah.mahmudah@gmail.com Baseran Nor baserannor@ulm.ac.id <p class="abstrak"><em><span lang="EN-US">This research was conducted to evaluate the effectiveness of implementing the merdeka curriculum designed by the Ministry of Education and Culture in increasing students' learning motivation in economics lessons. This research aims to find out whether the implementation of the independent curriculum has an influence on the economics learning motivation of 12<sup>th</sup> grade students at SMAN 5 Banjarmasin and how strong the relationship is between these two variables. The method in this research is quantitative descriptive. The subjects in this study were 231 students who chose economics lessons in 12<sup>th</sup> grade at SMAN 5 Banjarmasin, 70 samples were taken using the Slovin formula. Data analysis uses descriptive analysis, Spearman's Rank Correlation, and simple linear regression tests. The results of this research show that the regression test for the influence of the Merdeka Curriculum on learning motivation can be concluded, namely that there is a significant and positive influence between the application of the Merdeka Curriculum on the economic learning motivation of students at SMAN 5 Banjarmasin and the Spearman's Rank Correlation test shows that the Merdeka Curriculum and Learning Motivation have a positive relationship, with the sufficient or moderate category.</span></em></p> <p>&nbsp;</p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59404 Pengaruh Kejenuhan Belajar Peserta Didik dan Gaya Mengajar Guru terhadap Minat Belajar Peserta Didik 2024-05-25T13:32:33+00:00 Binti Lu'luil Maknunin binti.19014@mhs.unesa.ac.id Dhiah Fitrayati a@a.com <p><em><span lang="IN">This study aims to analyze the effect of student learning saturation and teacher teaching style on students' learning interest in implementing the independent curriculum of class X in the economics subject of SMAN 22 Surabaya. The population of this study was 360 students, with a total sample of 190 students. The simple random sampling technique is the sampling technique. Using multiple linear regression analysis techniques and classical assumption tests. This research indicates that learning saturation negatively affects students' learning interests. Meanwhile, teacher learning style has a positive effect.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement## https://ejournal.unesa.ac.id/index.php/jupe/article/view/59793 Perceptions of The Teachers Teaching Styles Variants on National Income Materials In Sekolah Penggerak 2024-05-31T03:22:15+00:00 Achmad Adi Kurniawan adikurniawan10052000@gmail.com Eka Hendi Andriansyah ekaandriansyah@unesa.ac.id <p><em><span lang="EN-US">This research aims to analyze the joint influence of student perceptions regarding teaching style variants. interactional teachers on student learning outcomes on national income material at driving schools. The population of 3 high schools with driving school status in Gresik Regency was 432, then a simple random sampling technique was used. The sample used in this research was 144 students using explanatory quantitative methods and using tests, hypotheses, classical assumptions, multiple linear regression analysis. Based on the results of data processing, a coefficient of determination (R-squared) of 0.64 was obtained. Thus, it can be concluded that the combined influence of variables X on variable Y is 64%, while 36% is caused by the influence of other variables. Thus, it is hoped that schools will hold teacher training to improve teachers' varied teaching abilities so that student learning outcomes are optimal.</span></em></p> 2024-05-01T00:00:00+00:00 ##submission.copyrightStatement##