PENGARUH BI RATE, INFLASI DAN JUMLAH KANTOR CABANGTERHADAP SIMPANAN MUDHARABAH PADA BANK UMUMSYARIAH TAHUN 2011-2014

Abstract

Growth and development of conventional banks and Islamic banks can be
seen from the increasing number of offices the number of products offered and the
number of third party funds raised from the public. One of the products offered by
Islamic banking is a product using Mudharabah contract. The global economic
crisis in 2008 in Indonesia less impact on Islamic banks because Islamic banking
could prove that the global economic crisis Islamic bank is able to survive. This is
supported by an increase in third party funds DPK Islamic Banks BUS and Sharia
Business Unit UUS. Economic growth in banking is influenced by the rate of
inflation and the BI rate. This study aims to determine the effect of Bi Rate
Inflation and the amount of the Branch Office of the Deposit Mudharabah Islamic
Banks in 2011 until 2014. These results indicate that Bi Rate does not affect the
Mudharabah Savings. Inflation showed no influence on Mudharabah Savings and
for a number of branch offices shows that the number of branches has an
influence on Mudharabah Savings due When Islamic Banks expand branch
network the customer will be easier to invest.
Keywords: Bi Rate Inflation Number of Branches Deposits Mudharabah.