ANALISIS KEBIJAKAN BANK INDONESIA TENTANG PENERAPAN MANAJEMEN RISIKO PADA BANK YANG MELAKUKAN PEMBERIAN KREDIT PEMILIKAN RUMAH (KPR)

Abstract

As the industry developed rapidly and has an increasingly diverse business activities, banks
are faced with increasingly complex risks. One of the very rapid at this time is the provision
of credit to the implications of credit risk / substantial losses. In this study, focusing on
Bank Indonesia Policy Analysis About Application of Risk Management at Bank of Conduct
Home Ownership Loan (mortgage), which will do a picture search policy in managing
credit risk, find strengths and weaknesses of the policy, as well as identifying the barriers
faced and analyze the implications and effectiveness of the implementation of Credit Risk
Management.
Key words: Risk Management, mortgages, LTV