IDENTIFIKASI PENILAIAN KINERJA KEUANGAN DAN KESEHATAN BANK PERKREDITAN RAKYAT (BPR) DI SURABAYA BERDASARKAN NERACA TRIWULAN DESEMBER 2010 DAN DESEMBER 2011

Abstract

The purpose of this paper is to assess the performance of BPR in Surabaya in the period
December 2010 and December 2011 was assessed through financial ratios represented by
the Reserve Requirement (RR), ROA, and DER. RR which in general has increased, as seen
from the Rural "A" is an increase of 0.9%, "B" 0.06%, "C" 0.16%, "E" of 0.25%, "H" 9.33%,
return on assets ratio has increased BPR in Surabaya from December 2010 to December
2011. The increase in ROA is represented BPR BPR "A" of 2.38%, "B" 0.32%, "C" 0.05%,
"G" 0.28%, "H" 1.76%. The increase in the value of ROA shows that BPR had improved
performance compared to the past. In general assessment of the ratio of DER in December
2011 has increased compared to December 2010 the percentage value that can be seen from
Rural "A" 23.78%, "B" 54.71%, "E" 277.43% "H" of 56, 17%. Rural health in general in
Surabaya is in good healthy condition in December 2010 or December 2011
Keywords: BPR, Financial Ratios, Camel