Faktor-Faktor yang Memengaruhi Kinerja UMKM di Kabupaten Bojonegoro

Abstract

This study aims to examine the effect of financial literacy, education level, sustainability, financial records, and capital on the performance of SME in Bojonegoro Regency. The variables used in this study consisted of independent variables and dependent variables. The independent variables include financial literacy as measured by the Likert scale by using 16 statements, the level of education measured by the scale ratio, business sustainability measured using a differential sematic scale using 7 statements, financial records measured using a Likert scale using 6 statements, capital which is measured by a Likert scale using 4 statements, and the performance of SME measured by differential sematic scales using 5 statements. The samples used in this study were 125 SME respondents who were registered in the flagship exhibition building of the Bojonegoro Regency Cooperative and SME Office using saturated sample techniques. The type of data uses quantitative data. Data is collected using questionnaires. The data analysis technique used is the Statistikal Package for the Social Sciences (SPSS). The results show that financial literacy, education level, business sustainability, and financial records do not affect the performance of SME, and capital influences the performance of SME.
Keywords: business sustainability; capital; financial literacy; financial records; performance of SME.