PENGARUH DAN MANFAAT BAGI HASIL TERHADAP JUMLAH SIMPANAN DEPOSITO MUDHARABAH BANK SYARIAH MANDIRI DI INDONESIA

Abstract

Profit sharing is one of the factors that determine customer to store/deposit it in
the bank. Although not all customers in the save/deposit it is based on the profit
motive. In the fourth quarter of 2011 and third quarter of 2012 decreased for a
given outcome independent Islamic banks to depositors, but the amount of fixed
deposits mudaraba increased. This study aims to determine whether there are
implications  and benefit  for the deposits to total deposits mudaraba. The data
used are secondary and primary data. The secondary data derived from published
reports of Mandiri  Islamic Bank. Based on the  results of t-test showed that the
results are significantly affected variable  total of mudaraba deposits in Mandiri
Islamic Banks.  Primary data obtained from interviews  from the samples which
choose with random (random sampling)  concluded that the results provide good
benefits as a client, a Muslim, as well as benefits for social life, which in turn also
provide benefits for the total of mudaraba deposits.
Keywords: Islamic Bank, Profit sharing, Deposits